FEMA Flood Insurance Rate Map

High-Risk Flood Areas

Special Flood Hazard Areas are high-risk areas.

  • They are shown on the flood maps as zones beginning with the letters ‘A’ or ‘V.’
  • There is at least a 1 in 4 chance of flooding during a 30-year mortgage in high-risk areas.

All home and business owners in high-risk areas with mortgages from federally regulated or insured lenders are required to buy flood insurance.

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Flood Zone Review

Have a professional review your specific situation and discuss the best path forward.

Work directly with a Certified Floodplain Manager (CFM) or Flood Map Specialist, with over 15 years experience in the force placement of flood insurance and lender compliance per the FEMA National Flood Insurance Program.

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