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Pinellas County Florida Flood Insurance

By on Sep 22, 2013 in Uncategorized |

Pinellas County FL to be hardest hit Why are flood insurance rates rising? To more accurately reflect the risk of flooding, the Biggert-Waters Flood Insurance Reform Act of 2012 calls for eliminating some artificially low rates and discounts. Will everybody’s rates go up sharply? No. In fact, the biggest rate hikes focus on just 20 percent of flood policies in the country, those covering older properties in low-lying areas (called a Special Flood Hazard Area) for which owners have been paying cheaper, subsidized rates. The affected properties date to before Flood Insurance Rate Maps were adopted in the 1970s and 1980s. What about properties within Tampa Bay? Florida is the hardest-hit state and Pinellas County is tops with more than 50,000 subsidized flood policies that could face significant rate hikes. That translates to about 35 percent of all flood policies in the county. Among other bay area counties: more than 14,000 Hillsborough policies (or 21 percent of all flood policies) are subsidized; in Pasco, it’s more than 11,000 policies (36 percent); in Citrus, about 2,900 policies (41 percent); and in Hernando, about 1,000 (22 percent). I’ve heard some property owners will face 25 percent annual increases for several years? Who does that affect? • Owners of investment properties that have been subsidized with lower rates already started paying the higher rates on policy renewals after Jan. 1. • Owners of businesses and nonresidential properties with subsidized rates will see the higher rates effective Oct. 1. • A subsidized property that has experienced severe or repeated flooding will see the higher rates kick in Oct. 1. What if I live in my home and currently benefit from subsidized rates on my flood policy? If you continue to live in your home and don’t sell, you most likely will be able to keep the lower, subsidized rates with the higher premiums phased in. The phase-in rate for a subsidized homeowner in an A or V flood zone is 16 or 17 percent annually until the rate is determined to be at full-risk. However, you could face the big jump in rates if the property is sold, the policy lapses, you file severe or repeated flood losses, or a new policy is...

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Buckley nerve center for FEMA flood victims support

By on Sep 17, 2013 in Uncategorized |

September 17, 2013 BUCKLEY AIR FORCE BASE, Colo. (AFNS) — With more than a 1,000 people unaccounted for and communities still damaged from flooding, the Federal Emergency Management Agency, staged out of Buckley Air Force Base, Colo., continues providing life-essential materials to Coloradans in need. FEMA began staging its operations out of Buckley Sept. 14 after Gov. John Hickenlooper declared a national emergency and President Barack Obama approved federal support. Since then, FEMA has sent out nearly 50 trucks loaded with meals, water, cots and blankets, as well as many other needed materials. In addition, they have assembled 10 mobile communications office vehicles to help set up disaster centers in affected areas. FEMA employees have been working non-stop operations since they set up at Buckley. “We are doing 24-hour ops and never shutting down,” explained Terry Bryant, FEMA ground support unit lead. “We are staying until the job gets done, and we will do whatever it takes.” This sentiment is echoed amongst FEMA representatives at Buckley, who have orchestrated the shipment of more than 60,000 liters of water and 55,000 meals over 3 days. “This is very important to the citizens of Colorado who have been impacted by the floods to get emergency assistance as they try to get reconstituted back into their homes and businesses,” said Ernest Hudson, initial support base leader for the FEMA national delta team. “We will provide them with whatever they need until they can get back on their feet.” Throughout the disaster that has claimed seven lives thus far, Team Buckley has opened its gates and offered space and resources to FEMA. “It’s heartbreaking to hear of the lives lost due to flooding throughout the state, and it’s tragic to see the many families uprooted because their homes and livelihoods were in the path of the floods,” said Col. Dan Wright, 460th Space Wing commander. “We are a part of the Colorado community, as well, and are assisting where we can. Currently, we are hosting professionals with FEMA and the Army Corps of Engineers, and we will continue to provide assistance as we deal with this historic event.” While accommodating the federal agency, Team Buckley has provided everything possible to FEMA to ease the...

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FEMA Continues to Support Response to Colorado Flooding

By on Sep 16, 2013 in Uncategorized |

September 16, 2013 Residents Urged to Follow the Instructions of Local Officials, Register for FEMA Assistance WASHINGTON – The Federal Emergency Management Agency (FEMA) continues to support state and local response efforts to the flooding in Colorado through its National Watch Center in Washington and its Regional Response Coordination Response Center in Denver, Colo. FEMA urges residents to continue to listen carefully to instructions from their local officials and take recommended protective measures to safeguard life and property while response efforts continue. Impacted residents can apply for federal assistance by calling 1-800-621-FEMA (3362) or visiting At the President’s direction, FEMA Administrator Craig Fugate today traveled to Colorado today to meet with federal, state and local officials about ongoing response and recovery efforts. On Sunday, President Barack Obama convened a call with Governor John Hickenlooper to receive an update on the situation in Colorado and express his concern for the citizens impacted by the historic flooding, including those individuals still missing, and reinforced his commitment to providing the necessary federal support to the state and local efforts. On Saturday, President Obama declared a major disaster in Colorado and authorized federal aid to supplement state and local recovery efforts in the affected areas, including the availability of federal funds for affected individuals in disaster-affected areas, including Boulder County.  The declaration has been expanded to include Adams, Larimer and Weld counties.  The President’s declaration makes federal assistance available to individuals in these affected areas for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners in their recovery. “FEMA continues to deploy resources in support of state and local response efforts, and to support residents and businesses in their recovery,” said FEMA Administrator Craig Fugate.  “If you’ve been impacted by the flooding, let your family and friends know that you are safe and register with FEMA.” Individuals and business owners who sustained losses in the declared counties can apply for assistance by calling 1-800-621-FEMA (3362).  Disaster survivors who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362.  Those in the affected area with...

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FEMA Continues to Monitor Colorado Flooding and Support State and Local Response

By on Sep 13, 2013 in Uncategorized |

September 13, 2013 WASHINGTON – The Federal Emergency Management Agency (FEMA) continues to closely monitor response efforts to the Colorado flooding through its National Response Coordination Center in Washington and through its Regional Response Coordination Response Center in Denver, Colo. FEMA remains in close coordination with state and local emergency management partners and stands ready to support. Last night, President Barack Obama declared an emergency for three counties in Colorado, and ordered federal aid to supplement state and local response efforts. The declaration makes direct federal assistance support immediately available to save lives and to protect property and public health and safety in areas of Colorado, including Boulder, El Paso and Larimer counties, affected by the severe storms, flooding, landslides and mudslides. FEMA has an Incident Management Assistance Team (IMAT) and a liaison officer on site at the Colorado emergency operations center to coordinate with state and local officials to identify needs and shortfalls impacting disaster response.  An additional Incident Management Assistance Team is also en route.  Colorado-Task Force 1, a federal urban search and rescue team, is on the ground to support search and rescue operations in hard hit areas. “We urge residents to continue to monitor weather conditions, and those in impacted areas to listen carefully to instructions from their local officials,” said FEMA Administrator Craig Fugate. “If you are driving and come across flood waters, remember to turn around, don’t drown. FEMA continues to have staff on the ground to support state and local lifesaving efforts.” According to the National Weather Service, the official source for severe weather watches and warnings, flooding advisories remain in effect for several areas in Colorado, and severe weather remains in the forecast through the weekend in some areas.  It may take several days or longer for river levels to crest and begin to recede. Here are a few safety tips to help keep you safe during flooding: If flooding is occurring or is expected, get to higher ground quickly. Turn Around, Don’t Drown. Avoid flooded areas. Give first responders space to do their work by following local public safety instructions. It may take several days or longer for river levels to crest and begin to recede. Those in areas with...

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Public Invited to Comment on Preliminary Flood Maps for Communities in Jefferson County, Texas

By on Sep 4, 2013 in Uncategorized |

September 4, 2013 DENTON, Texas – Jefferson County and Federal Emergency Management Agency (FEMA) officials want to hear from the public about preliminary flood maps for multiple communities in Jefferson County, Texas. Homeowners, renters and business owners in eight cities and the unincorporated areas of Jefferson County should look at the preliminary flood maps so they can understand where flood risks have been identified. Comments on preliminary maps for the city of Taylor Landing are invited during a 90-day period that begins on Sept. 11 2013 and runs through Nov. 25, 2013. The comment period for the cities of Beaumont, Bevil Oaks, China Grove, Nederland, Nome, Port Arthur, Port Neches and the unincorporated areas of the county is already underway and ends on Nov. 10, 2013. Residents and business owners who disagree with the maps may file an appeal. An appeal is a formal objection to proposed base flood elevations or flood depths, Special Flood Hazard Areas (SFHA) boundaries and zones or floodways. Appeals must be based on technical data showing proposed maps to be scientifically incorrect. They must include the method, data and analysis used to support the claim. A comment is an objection to base map feature changes such as labels, incorrect roads, jurisdictional boundaries or any other non-appealable change. Anyone who hasn’t had a chance to participate in local flood insurance meetings or to review the new flood maps can contact their county or community floodplain administrator. Floodplain administrators typically have offices in either city hall or the county courthouse. Comments and appeals should be sent to FEMA through the local floodplain administrator. Other resources include: • To view the online interactive flood maps, visit Find the map index at: • To View Your Community’s Preliminary Flood Hazard Data, visit: • Chat with someone online about flood maps:  Click on the “Live Chat” icon. • Contact a FEMA Map Specialist at 1-877-FEMA MAP (1-877-336-2627); email   ...

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